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Welcome To My Webpage!
Use the links on the left to navigate your way around!
If you do not see them click here.
Click Here to Search All Utah Homes!!!
Click here for information about the Utah Grants for $6000 to Purchase a New Home in
The Federal Stimulates Package for First-Time Home Buyers
In its efforts to stimulate the economy and revive the housing market, Congress has enacted legislation providing a tax credit of up to $8,000 for first-time home buyers. But time is of the essence for buyers who want to take advantage of this opportunity. Only homes purchased on or after January 1, 2009 and before December 1, 2009 are eligible.
Who Qualifies?
First time home buyers or new purchasers of owner occupied homes who have not owned a home in the past 3 years are eligible.
A down payment of 3.5% is required, however, this can be gifted from a family member.
First-Time Home Buyer benefits at a Glance
The tax credit is for first-time home buyers only
The tax credit does not have to be repaid
The tax credit is equal to 10% of the home’s purchase price up to a maximum of $8,000
The credit is available for homes purchased on or after 01/01/09 and before 12/01/09
Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit
Additional Credits Offered By Me!
I will pay your first house payment with coupon below!! I will negotiate with the seller to pay your closing costs!!
Example:
If you purchase a home with me on this program for $180,000 you will receive cash back for $14,600
Breakdown!
$5,400 will go toward your closing costs
$8,000 will come in the form of a check from the Federal Government
$1,200 will come from me with the below coupon to pay your first house payment
How do you get this process started?
Call me so I can help you get approved for a home loan!
Brad Silver
801-703-6618
My e-mail address is SilverUtahHomes@aol.com
I was born and raised here in SLC. I have been married for 25 years to my wife Tammy; we have two children, Alyssa 23 and Zack 19. Alyssa is in college at the U of U aspiring to be a doctor. Zack is on the Technique Skate Team, and has been in two skateboard movies on the big screen. We love to camp, sail, water ski and snowmobile as a family. Professionally, I worked for American Express in the Travelers Cheque division for 23 years. I retired in 2005 and decided to go into Real Estate to keep me busy. Most of all I like working with First Time Home Buyers. It makes me happy when I can get a first time homebuyer into a home. Give me a call if you would like to start the process of buying your first home.
Tammy Silver
Tammy is a Mortgage Loan Underwriter at Stearns Lending, Inc. and has been in the Mortgage Business for 18 years. She enjoys sailing, water-skiing, wakeboarding, jet skiing, snowmobiling, bike riding, aerobics, camping and spending time with her family.
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The first step in buying a home is to get pre-approved for a loan. Click here to start that process. This process only takes about 15 minutes over the phone. Once you have a pre-qualification letter we can make an offer on any of these homes or we can look for another home that best fits your needs.
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